The elements below are what you’ll normally see: While quitclaim deeds can differ by locale, there are common elements to this type of deed. Not all states require you to record a quitclaim deed, but it’s wise to have the deed signed by the grantor and grantee and notarized in front of a notary public, then copied and recorded at the county recorder or county clerk’s office. The rules about how a quitclaim deed is handled vary by jurisdiction, but generally you need to include the legal description of the property being transferred, the date of the transfer, and the names of the “grantor” and “grantee.” Enter your address and answer a few questions to get started. Quitclaim deed basics regarding grantors and granteesįind out what selling options are available for your home. For instance, in the case of a divorce, if both ex-spouses’ names are on the home mortgage loan, they are both still responsible for the mortgage payments, even if a quitclaim deed has been filed.
It is important to recognize that a quitclaim deed impacts only the ownership of the house and the name on the property deed or title, not the mortgage. In that case, the insurance company would ask that person to sign a quitclaim deed. Some families or parties opt to put their real property into a family trust, and a quitclaim deed can be used then as well.Īnother time that a quitclaim deed might be used is when a title insurance company finds a potential additional owner of a real property and wants to make certain that this person doesn’t make a future claim of ownership. In other cases, a quitclaim deed can be used when parents transfer property to their children or when siblings transfer property to each other. Examples include when an owner gets married and wants to add a spouse’s name to the title or deed, or when the owners divorce and one spouse’s name is removed from the title or deed. Quitclaim deeds are a quick way to transfer property, most often between family members. A quitclaim deed real estate transaction sometimes occurs between family members. No money is involved in the transaction, no title search is done to verify ownership, and no title insurance is issued. Quitclaim deed: Used when a real estate property transfers ownership without being sold. Title insurance provides the financial backup to the warranty deed, and requires a title search to verify that no other claims, encumbrances, easements, or liens on the property are outstanding. In addition, the deed serves as a statement that there are no liens against the property from a mortgage lender, the Internal Revenue Service, or any creditor, and that the property can’t be claimed by anyone else. Warranty deed: Used in most real estate sales transactions, this deed says that the grantor (previous owner) is the owner of the property and has the right to transfer the property to you (the grantee). The legal document that transfers ownership of the property can be a warranty deed or a quitclaim deed. If there is anything I or my staff can assist you with, please do not hesitate to contact our office.Two types of deeds to transfer ownership of real property I hope you find this website helpful and user friendly. I believe public service is a public trust and it must be proven every day, every year and throughout all of your life. I have been honored by the citizens of Union County since 2004 to serve as Register of Deeds. The Register of Deeds is an elected official who serves four year terms. The Register of Deeds office has served Union County since the County was formed in 1842. This Passport Acceptance Facility can serve anyone, not just Union County citizens.
This Register of Deeds office also serves as a Passport Acceptance Facility for Union County. We advise you to consult an attorney it you have any legal questions. We are unable to supply legal forms, provide instructions on drafting or completing forms, or answer questions regarding the legal consequences of instruments filed. North Carolina General Statutes specifically prohibit the Register of Deeds or the staff from practicing law. The Register of Deeds office acts as a recording office only. Our office also records and issues birth certificates, death certificates, marriage certificates, marriage licenses, military discharges, and maintains the records of notary public commissions. Our office records deeds, deeds of trust, cancellations, plats, assumed names, powers of attorney and other miscellaneous documents related to real estate. The Register of Deeds office provides a standardized, permanent record of real estate ownership and transfers in Union County.
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